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MicroFinTech : Expanding Financial Inclusion with Cost-Cutting Innovation / by Roberto Moro-Visconti

Por: Moro-Visconti, Roberto, autor..
Series (Palgrave Studies in Financial Services Technology, 2662-5091).Editor: Cham : Springer International Publishing, 2021Edición: 1st ed. 2021.Descripción: 1 recurso en línea.ISBN: 9783030803940.Recursos en línea: Acceso a este recurso digital (usuarios Universidad Europea de Valencia)Digital Resources
Contenidos:
Chapter 1 -- Introduction_ Chapter 2 -- The Microfinance Background _Chapter 3 -- Microfinance Issue _Chapter 4 -- The Impact of Technology on Microfinance_ Chapter 5 -- FinTechs _Chapter 6 -- MicroFinTech Applications_ Chapter 7 -- Conclusion.
Resumen: Microfinance is a renowned albeit controversial solution for giving financial access to the unbanked, even if micro-transactions increase costs, limiting outreach potential. The economic and financial sustainability of Microfinance Institutions (MFIs) is a prerequisite for widening a potentially unlimited client base. Automation decreases costs, expanding the outreach potential, and improving transparency and efficiency. Technological solutions range from branchless mobile banking to geo-localization of customers, digital/social networking for group lending, blockchain validation, big data, and artificial intelligence, up to "MicroFinTech" - FinTech applications adapted to microfinance. Of interest to both scholars, students, and professors of financial technology and microfinance, this book examines these trendy solutions comprehensively, going beyond the existing literature and showing potential applications to the traditional sustainability versus outreach trade-off.
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Tipo de ítem Biblioteca actual Signatura topográfica Estado Fecha de vencimiento Código de barras Reserva de ítems
LIBRO-E NO PRÉSTAMO LIBRO-E NO PRÉSTAMO Valencia Digital Acceso Electrónico (UEV) HG176.7 2021 EB (Navegar estantería(Abre debajo)) Acceso electrónico ebook6032119
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Chapter 1 -- Introduction_ Chapter 2 -- The Microfinance Background _Chapter 3 -- Microfinance Issue _Chapter 4 -- The Impact of Technology on Microfinance_ Chapter 5 -- FinTechs _Chapter 6 -- MicroFinTech Applications_ Chapter 7 -- Conclusion.

Microfinance is a renowned albeit controversial solution for giving financial access to the unbanked, even if micro-transactions increase costs, limiting outreach potential. The economic and financial sustainability of Microfinance Institutions (MFIs) is a prerequisite for widening a potentially unlimited client base. Automation decreases costs, expanding the outreach potential, and improving transparency and efficiency. Technological solutions range from branchless mobile banking to geo-localization of customers, digital/social networking for group lending, blockchain validation, big data, and artificial intelligence, up to "MicroFinTech" - FinTech applications adapted to microfinance. Of interest to both scholars, students, and professors of financial technology and microfinance, this book examines these trendy solutions comprehensively, going beyond the existing literature and showing potential applications to the traditional sustainability versus outreach trade-off.

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