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020 _a9783030803940
024 7 _a10.1007/978-3-030-80394-0
_2doi
040 _aES-VaU
_bspa
_cES-VaU
_dES-VaU
050 4 _aHG176.7
_b2021 EB
100 1 _aMoro-Visconti, Roberto.
_eautor.
_4aut
_4http://id.loc.gov/vocabulary/relators/aut
245 0 0 _aMicroFinTech :
_bExpanding Financial Inclusion with Cost-Cutting Innovation
_cby Roberto Moro-Visconti
250 _a1st ed. 2021.
264 1 _aCham
_c2021
_bSpringer International Publishing
300 _a1 recurso en línea
336 _atexto
_btxt
_2rdacontent
337 _aelectrónico
_bc
_2rdamedia
338 _arecurso electrónico
_bcr
_2rdacarrier
490 0 _aPalgrave Studies in Financial Services Technology
_x2662-5091
505 0 _aChapter 1 -- Introduction_ Chapter 2 -- The Microfinance Background _Chapter 3 -- Microfinance Issue _Chapter 4 -- The Impact of Technology on Microfinance_ Chapter 5 -- FinTechs _Chapter 6 -- MicroFinTech Applications_ Chapter 7 -- Conclusion.
520 _aMicrofinance is a renowned albeit controversial solution for giving financial access to the unbanked, even if micro-transactions increase costs, limiting outreach potential. The economic and financial sustainability of Microfinance Institutions (MFIs) is a prerequisite for widening a potentially unlimited client base. Automation decreases costs, expanding the outreach potential, and improving transparency and efficiency. Technological solutions range from branchless mobile banking to geo-localization of customers, digital/social networking for group lending, blockchain validation, big data, and artificial intelligence, up to "MicroFinTech" - FinTech applications adapted to microfinance. Of interest to both scholars, students, and professors of financial technology and microfinance, this book examines these trendy solutions comprehensively, going beyond the existing literature and showing potential applications to the traditional sustainability versus outreach trade-off.
856 4 0 _uhttps://go.openathens.net/redirector/universidadeuropea.es?url=https://doi.org/10.1007/978-3-030-80394-0
_zAcceso a este recurso digital (usuarios Universidad Europea de Valencia)
942 _2lcc
_cLE
988 _aSpringer_Business_2021
999 _c239205
_d239205